🏠 Home Loan Options

Compare loan scenarios and find the best option for you

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Build a Scenario

I know the home price and want to see monthly payments and cash to close

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Find My Price

I know my budget and want to find my maximum purchase price

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Payment Explorer

Slide through purchase prices and instantly see your monthly payment and cash to close

Loan Basics
Enter the basic details about the home and loan
Select Rate

πŸ” Payment Explorer

Slide through purchase prices to see your payment and cash to close

Purchase Price $250,000
$50,000$500,000
Taxes, Insurance & Escrow
Enter amounts for your loan estimate
πŸ›οΈ Property Taxes β“˜
Estimated at 2.5% effective rate (editable)
πŸ›‘οΈ Homeowner's Insurance β“˜
Auto-filled from FICO & price estimate (editable)
πŸ“‹ Private Mortgage Insurance (PMI)
Based on LTV and FICO score
🌊 Flood Insurance & HOA
🏦 Escrow & Proration
Closing Costs
Apply a fee template or add fees individually
πŸ“‹ Fee Template
Applying a template replaces all current fees
πŸ’° Fees
No fees added yet. Apply a template or add fees manually.
Points APR
% of loan Β· negative = lender credit
%
🏷️ Credits
🏦 Reserves β“˜

Your Scenarios

Compare Another Scenario?
Add a different loan option to compare side-by-side

Apples To Apples Comparison

Select two scenarios to compare

Apples To Apples Comparison

Comparative Analysis

After 60 Payments
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Long-press slider to jump to a specific month
Metric Scenario 1 Scenario 2 Difference

This tool provides illustrative comparisons based on your inputs. Results are estimates only and do not represent loan offers or financial advice.

🏠 Your Loan Options

All figures and rate shown are for estimation purposes only and should not be construed as a Loan Estimate or commitment to lend. Subject to lender terms, conditions, and approval. Flat Branch Home Loans is a division of Flat Branch Mortgage, Inc. Equal Housing Lender, NMLS#224149.

πŸ’° Buying Power Calculator

Find your maximum purchase price based on your target payment

6.000%
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Loan Assistant
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